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Do not write it down or give your PIN by email or phone. Sign your credit card as soon as you receive it.Tips and tricks for secure credit card payments Your credit card number helps to prevent credit card frauds. Through the Luhn algorithm you can validate your credit card number using the last digit of your credit card number.Īs you can see, the credit card number is not only important for shopping online and to pay when traveling, it also contains a lot of important information that helps to check the authenticity of a card and to assign it to the correct cardholder. Number 16 (X) represents a checking number. Numbers 7 to 15 (a to i): this combination of numbers identifies your bank account number and can have 6 or 10 digits according to your credit institute. Number 6 (F) shows if it is the credit card of an additional cardholder, a second credit card or a business credit card. Number 5 (E) indicates the type of credit card. VISA credit card numbers start with number 51 to 55 while MasterCard numbers begin with 4. The first character (A) identifies the issuer's industry, which in combination with the second character recognizes its company. The first 4 characters (A-D) identify the credit card issuer. Your credit card number contains three pieces of information: the Bank Identification Number (BIN), your account number and a checking number: Furthermore, you will need the expiration date and the CVV or CVC (security code) of your credit card.Ĭredit card number: Composition and examples

When paying online, since the card cannot be physically presented, you will need your credit card number in order for your card to be identified. In this case, payments are assigned to your correct credit card account using your credit card number. When paying in shops, businesses or service providers, the presentation of a credit card triggers a payment at these acceptance points. The credit card number is placed on the front of your credit card.

Due to the fact that credit card numbers are structured in the same way, their validity is easy to prove. It contains the bank account number and a checking number. The credit card number identifies the type of credit card and the card issuer. Since credit card numbers are created using the same system, they are all structured in the same way. It is an identification element of your credit card. The credit card number is a 12 or 16-digit number grouped in slots of 4. What is the credit card number and where can you find it?

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